Our team has worked at

FIS

Two industries. Two languages. One member in the middle.

We’ve spent decades in healthcare and finance. They don’t speak the same language, and never will.

Between them sit dozens of great vendors. Each system works alone. Together, they disagree.

The money and AI go to the front end. Things break in the back, in the rules, files and hand-offs between plan and vendor. Nobody owns that layer.

We build for it.

The front endWhere the money goes
Member appsPortalsChatbotsPoint AI tools
The back endWhere it breaks
Luminate works here
RulesFilesSettingsHand-offs

How it works

1
Connect your plan and vendors.Your systems, your logins.
2
Put every rule in one place.Plan documents and vendor settings, compared.
3
Build agents from how you work.Agents learn your SOPs and rules, then draft the work. People approve.
4
Every step is on the record.Who drafted, who approved, what was sent, when.
Open work · Luminate
app.luminatebenefits.com/open-work
ItemOwnerStatus
Prior authorizationMedicaid notice timing differs
Plan OpsWaiting on you
Pharmacy benefitsTier codes don’t match the plan
PBMWith vendor
Provider dataDuplicate listings, fix drafted
Directory vendorWith vendor
PaymentsDeposits tied out, member by member
BankDone
Drafted · approved · sent · logged

Agents built in context, not one at a time.

Most AI in operations is one person’s bot for one task, with no record. In Luminate, your team builds agents inside the shared workspace, from your own procedures, rules and vendor connections, all under the same guardrails.

One-off bots
Agents in Luminate
One person, one task
The team, from your SOPs and rules
Sees one system
Sees the plan and every vendor
Acts on its own
Acts after a person approves
No record
Every step logged
Leaves with its builder
Shared and reusable
New agent · Luminate
app.luminatebenefits.com/agents/new
Learns from
Medicaid SOP v4.pdfState contract rulesPlan document
Can
Read review vendor settingsDraft fixes
Cannot
Send to vendors without approvalChange core admin
ApproverDana Reyes, Ops manager · second approver for member notices
Created by Dana · 9:12 · read-only until approved · every change in History

Orchestration only works on neutral ground.

When one company owns the system, everyone works around it. Luminate sits between companies, so the work moves.

Neutral by designNot owned by any vendor or system. Everyone sees the same facts.
A person approves every stepAgents draft. Your team decides.
Balanced accessEach side sees what it needs. The plan sets the rules.
Audit trail built inWho, what and when, logged and exportable.

Insights

What we’re seeing in operations. Updated monthly.

All insights →

Tell us where the work gets stuck.

Name an area and a vendor. We’ll show you both sides on one record.

We work with a limited number of plans at a time.

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